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Cliff Cottam Insurance Services Blog Page 8

View the latest blog posts from Cliff Cottam Insurance Services.

Thursday, April 1, 2021

Preventing Employee Burn Risks in Your Business

No one wants to get burned by anything. At minimum, a burn is an inconvenient and sore pest that you have to look after. More severe burns can be much more debilitating, even deadly. They’re nothing to take lightly. Burn risks exist far outside the kitchen. They can even exist in your business in the most unlikely places. READ MORE >>

Tuesday, March 30, 2021

How Can A Small Business Qualify For Insurance Discounts?

As a small business owner, you might wonder why your commercial insurance premiums are so high. These are non-negotiable parts of your overhead budget, so you naturally want to save as much money as possible on these expenses. After all, if you’re going to pay for it, you want to make it affordable. READ MORE >>

Thursday, March 25, 2021

Does Home Insurance Cover Foundation Problems?

Your home’s foundation is the support apparatus for the rest of the dwelling’s structure. As a result, it’s easy to assume that your homeowners insurance will cover any damage to the foundation under all circumstances. However, this is not necessarily the case. READ MORE >>

Tuesday, March 23, 2021

Can I Choose Not to Have Health Insurance?

We’ve all probably heard that we should buy health insurance. However, that doesn’t negate the fact that getting covered can be expensive. Is it possible to choose not to have health insurance? Is this really the best choice to make, even if it is an option? READ MORE >>

Thursday, March 18, 2021

Does Your Auto Insurance Cover Your Camper Trailer?

When traveling on a camping trip, you might choose to tow your travel trailer behind your family car. Obviously, this is a very expensive piece of machinery, and you want the reassurance of knowing that your auto insurance will cover you in the event of a problem with the trailer. READ MORE >>

Tuesday, March 16, 2021

Getting Term Life Insurance As A Senior Citizen

Life insurance is something that everyone should be able to leave behind for their loved ones. After all, if you pass away, you want to make sure the people you care about are taken care of. Many people think that it gets harder to get quality life insurance as you get holder. On one hand, this is true. READ MORE >>

Thursday, March 11, 2021

Do Entrepreneurs Need Business Insurance?

Being an entrepreneur is no small feat. After all, you are essentially your own boss as you strike out alone and venture into new commercial opportunities. The future is also uncertain, and so many different factors might influence precisely how successful your business might be. READ MORE >>

Tuesday, March 9, 2021

What Happens to Your Home Insurance When You Remodel?

Are you planning to remodel part of your home? Or are you about to build a new addition onto the dwelling? In either case, you need to consider what impact this is going to have on your home insurance needs. You need to make sure that you're protected during the project and that your coverage will continue as you expect when you're done. READ MORE >>

Thursday, March 4, 2021

Do I Need to File a Police Report After a Car Wreck?

If you have a car wreck, then you are probably going to want to file a car insurance claim. However, in order to make the claim successful, you will have to present appropriate evidence to your insurer. In some cases, this will mean that you must file a police report to support your claim. READ MORE >>

Tuesday, March 2, 2021

Getting Life Insurance? Don’t Forget to Make a Will

Your reason for getting life insurance is that you want to be able to help your family out financially even after you pass away. Coverage exists to help your designated beneficiary be able to support themselves despite the fact that you are no longer there to provide for them. READ MORE >>

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