Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

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Homeowners Insurance HOMEOWNERS

A standard policy insures the home itself and the things you keep in it.

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Flood Insurance FLOOD

Typical homeowners policies exclude flood damage. Get coverage now.

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Earthquake Insurance EARTHQUAKE

Earthquake claims are best covered with a standalone policy.

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Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

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Life & Health Insurance LIFE & HEALTH

Learn about different health coverage options that fit your needs.

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Cliff Cottam Insurance Services Blog: auto

View the latest blog posts from Cliff Cottam Insurance Services.

As new parents with a million things to plan, it’s important not to neglect the new insurance situation you will face. Planning now will you give at least one less thing to do while you’re changing diapers and feeding when your new arrival comes. Life Insurance READ MORE >>

Buying a used car is a smart financial decision to make since new cars can lose more than 15 percent of their value once they are driven off the car lot. Since you've already come this far as a smart consumer, here are five important things you should do before you sign the papers and commit to buying a used car. READ MORE >>

Many times when you purchase your policy online or over the phone, there is a good chance that you won’t be told about the various ways you can save a significant amount of money on auto insurance. When you buy a policy from an independent insurance agent, the agent will take the time to uncover the discounts you qualify for as well as the discounts you can easily obtain. READ MORE >>

Customers expect the insurance carrier to ask for your demographic information as well as your Motor Vehicle Report to confirm that you have a safe driving record. What most consumers don’t know is that insurance companies also check your credit score when you apply for auto insurance. READ MORE >>

No one expects their vehicle to breakdown, but a range of problems could happen at any time. From a dead battery to a tire failure, we want you to prepare for the worst. Here are some suggestions for items that you could carry in your vehicle.  Something to keep you healthy READ MORE >>

Responsible auto insurance policy owners must understand the truth on auto insurance. This article will dispel nine common myths about auto insurance and how to protect yourself from these myths. 1. If my car is totaled, my loan will be paid by my insurance.  READ MORE >>

After an arrest for driving under the influence, your thoughts may be racing. You need answers and stability and, in this article, we will give you some tips to help you adjust and protect yourself one step at a time. 1. What will happen to my auto insurance after my DUI arrest? READ MORE >>

New laws in California have already started to take effect in the beginning of 2013. Here are some that we thought you should know: TRANSPORTATION Red-light cameras: SB 1303 tightens restrictions on the use of red-light traffic cameras but bolsters their legal underpinnings by stating that evidence from them is not hearsay. READ MORE >>

Due to the holidays, our office hours will be temporarily changed. Here is our December hours:           Closed: December 6, 24, 25, 31, 2012 and January 1, 2013 9:00 am to 3:00 pm: December 4, 7 and all Wednesdays   READ MORE >>

The Cliff Cottam Insurance Team want to wish you and your family a happy and safe Thanksgiving! Thanksgiving means different things to different people, but typically calls for family and friends to come together to feast upon delicious food. READ MORE >>

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