Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

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Homeowners Insurance HOMEOWNERS

A standard policy insures the home itself and the things you keep in it.

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Flood Insurance FLOOD

Typical homeowners policies exclude flood damage. Get coverage now.

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Earthquake Insurance EARTHQUAKE

Earthquake claims are best covered with a standalone policy.

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Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

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Life & Health Insurance LIFE & HEALTH

Learn about different health coverage options that fit your needs.

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Other Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Our Spring 2010 Newsletter

April 9, 2010 brought to you by Cliff Cottam Insurance Services



In this Issue

  • Spring Sweepstakes  
  • Did You Know
  • New Web Site
  • Insurance Legislation

Did You Know

How many times have you heard stories about cars breaking down right after the warranty expires?  With Mechanical Breakdown Protection from Mercury, you can rest easy knowing you are covered.  The rates are among the lowest in the industry and typically beat the car dealer rates. 

Mercury’s Mechanical Breakdown Protection Plans extend coverage to virtually all mechanical and electrical components of your vehicle.  They are available for both new and pre-owned vehicles, and coverage is transferable if you sell your vehicle before your agreement expires - - providing added resale value.  Contact us today to find out more!

 Pass it on

If you know someone who may be interested in receiving this newsletter, you can easily forward up to five copies at once.

Enter Our Spring Sweepstakes!

Enter our sweepstakes to win an Apple iPad!  No purchase is necessary.  Simply go to our new web site at  and complete the “Refer a Friend” form.  It is simple and will only take a few minutes.  This is our way of thanking you for visiting our new web site.  Refer to our terms and conditions page located on our web site for additional information.  The contest begins April 12, 2010 and ends June 30, 2010.

Our New Web Site

We are excited to have improved our web site!  In the next year, we will be adding instant online insurance options for our tech savvy customers.  Of course, we will always be available for our customers who prefer one-on-one personal assistance.  Please feel free to stop by our office, send us an email or just give us a call. 

In addition, we will be featuring insurance articles in a scenario-type format.  We believe this will help our clients fully understand their insurance needs in a manner they can relate to.  We are committed to ensuring you make informed decisions in protecting your property and assets.

Auto Insurance Legislation – Proposition 17

Proposition 17 is on the ballot for a June vote.  If passed, it will allow insurance companies to offer new customers a discount on their auto insurance premiums.  It will benefit more than 80% of drivers who maintain their auto insurance coverage by making them eligible to take their continuous coverage discount with them if they change insurers.  This is something California consumers cannot currently do.  It will also make the marketplace more competitive, forcing rates down and saving drivers money.  We believe this is a win for our customers and support a yes vote.  Check back to read our next Newsletter to find out the outcome.



©2010 Cliff Cottam Insurance Services, 3830 Watt Avenue, Suite 3, Sacramento, CA  95821. Unsubscribe from this newsletter.


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